News & Updates

Government confirms delay of pension auto-enrolment

1 May 2025

Pension auto-enrolment has been delayed yet again until 1 Jan 2026.  The Minister for Social Protection Dara Calleary has said that the commencement of the collection contributions for the automatic enrolment retirement savings system, called My Future Fund, was being moved to align the new system with the standard tax year.



He said it is also being delayed to give additional time for payroll providers, especially smaller providers, to ready their systems for the launch and to give additional lead-in time for employers, particularly small and micro businesses, to ensure they can be compliant with the legislation from the start.

The new scheme is designed to help over 800k workers to begin saving for their retirement.

All employees not already in an occupational pension scheme, aged between 23 and 60 and earning over €20,000 across all of their employments, will be automatically enrolled in the new scheme. 

Could you afford to live without your income?

28 February 2025

It can be scary to think what could happen if you fell unwell and were not in a position to work.

Could you cover those ongoing bills without your wages such as mortgage repayments, childcare, household bills?  How far will your emergency fund or savings stretch?

Income Protection is invaluable.  It provides an alternative source of income should you be forced to take time off work.

Reasons to explore Income Protection:

• Self-employed or employed with an employer that offers limited sick benefits
• Have one household income which covers all household expenses
• Have dependents relying on your income
• Have minimal savings

If you want to explore the options and get some ideas of costs/tax relief on premiums, get in touch with us on 01-8010917 or email info@whitethorninsurance.ie to request more information

You can set up a pension for as little as €10 per month

7 February 2025

How much you contribute to your pension is up to you and depends on when you would like to retire, what lifestyle you would like in retirement and how much you can afford to save.

With a Zurich Personal Retirement Savings Account (PRSA), you can start from as little as €10 per month. Plus our pension plans are flexible so you can start and stop as you need to.  A simple way to check how much you should save is to use the Zurich Pension Calculator with only four simple steps.

Contact us now to discuss setting up your pension:

01-8010917  or email: info@whitethorninsurance.ie

What is Mortgage Protection Cover?

17 October 2024

Mortgage Protection cover is Life Insurance Cover that clears your mortgage in the event of you or your spouses death.

With mortgage protection you also have the option to add specified serious illness cover at an additional cost. This will pay out if you are diagnosed with a specified serious illness, within a specified term.

Mortgage Protection Insurance is compulsory in Ireland when you are taking out a mortgage with a lender.

Aviva Deposit Fund Series 6

10 June 2024

If you are looking for an attractive rate of return on your lump sums, investments or pension, the Aviva Fixed Deposit Fund may be the right choice for you.  For a limited time only (up to 19 July 2024), Aviva are offering investment opportunities with fixed deposit rates, ready to sign up through Whitethorn Insurance.

Child Savings Plus

1 June 2024

Child Savings Plus from Zurich is a regular premium, unit linked savings plan.  It allows you to invest in a range of investment funds at the start of the policy, and once you make your choice of funds, the fund choice applies to the whole life of the plan. It is designed for those who wish to save for their children's future for 5 years or more.

Personal retirement savings account

25 May 2024

A PRSA (Personal Retirement Savings Account) is a type of long term personal pension plan that lets you save for your retirement on your own terms.  You can contribute to it whenever you want and stop making contributions at any time. You can change employment and continue to use the same PRSA or you can switch from one PRSA to another at any time

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